GamesIDB

Insurance Fraud

Erik (ptgms) · Sep 1, 2026

A blackjack roguelike where hands pay for their shape, not just their total. Build absurd combos from upgrades and cards that have no business in a deck, then take five dealers for everything they’ve got. The insurance is not entirely legal.

About Insurance Fraud

Your bankroll is your health bar. It is also your score, your shop budget and your progress bar. Spend it on upgrades and you sit down weaker. Hold onto it and you never make the number. Five dealers, one pile of money, and nowhere else to get more. Hit, stand, double down. You know the game. But you do not know this game. The total is only half of the equation. A twenty-one is a twenty-one. A twenty-one made of the six, seven and eight of hearts is a straight flush, and that is not just money, that is your rent. Pairs, straights, flushes, four of a kind, full houses, a hand of nothing but royalty, a hand of four cards in four different suits, each pays a multiplier of its own. They all stack, and the upgrades you buy decide which family pays double. Chain Reaction pays you purely for the stacking, which is exactly as irresponsible as it sounds. Every table also posts a contract: make a flush, survive a five-card hand, win four in a row without busting. The house asking you to play for a shape instead of a number, and paying cash when you manage it. Cards that should never be in a deck A Rainbow Nine , that has all four suits in one, so it can never break your flush. A Ladder Six ,

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